Oscar Diaz

Colorado Branch Manager



About Oscar Diaz

With over 20 years of experience in Mortgages, Real Estate and Personal Insurance, I have a wide range of knowledge in all the areas that involve your home. Whether you are looking to Purchase your first home or your third I can walk you through and place you in the best loan program based on your needs. I have in debt knowledge on all types of loan programs, Down Payment Assistance Programs and I can qualify you if you have a regular W2 type employment or if you earn your living with alternative income. Whatever your situation, I can put you on the path of homeownership and make the process as easy as possible. Refinancing is a way to free up cash flow by paying off high interest debt and consolidating all of your payments into a single tax deductible loan. Call me today.

Why Now? Why With You?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

Your Home Loan Could Be Fully Funded 30 Days From Now

Fixed Rates

The rate and duration of your loan don’t change for the live of your loan.

Adjustable Rate Mortgages (ARM)

Your rate could change based on market conditions but your starting rate may be lower than a fixed option.

Conforming Loans

Loans up to $726,200 in the 48 continental states.


Jumbo & Super Jumbo Loans

Loan amounts depend on your state and county but these loans typically have slightly higher rates due to loan risk.

FHA, VA, & USDA Loans

Endorsed by the federal government, these loans typically have lower rates but require different criteria.

Terms from 5 to 30 Years

Select your loan term based on your financial goals.

Get Your FREE Analysis Now!

Fixed-Rate Mortgage Adjustable-Rate Mortgage (ARM) Conforming Loans Jumbo & Super Jumbo Loans FHA, VA & USDA Loans Terms from 5 to 30 Years