The Perfect Solution for Borrowers who live outside the U.S

Foreign National Home Loan

The Perfect Solution for Borrowers who live outside the U.S

I Want My FREE Foreign National Loan Quote

The Lowdown on Foreign National Loans...

The Lowdown on Foreign National Loans...

Borrowers who live outside the U.S.

can qualify for an investment property using the cash flow of the property for qualification.

Our Foreign National product offers borrowers who live outside the United States flexibility when purchasing or refinancing. This loan falls under our debt service coverage ratio product which means qualification is based on cash flow of the property instead of income. Our Foreign National loan is easy to do and quick to close for those who are eligible.

  • Maximum LTV of 70%
  • Maximum LTV of 65% for cash out
  • Loan amounts up to $1.5 million, minimum loan amount of $75,000
  • A DSCR program with a 1:1 ratio on cash flow
  • Assets sourced and seasoned for 60 days - must be in a U.S. FDIC insured bank for a minimum of 30 days
  • 12 months reserves required and must be in a U.S. bank
  • ACH auto-payment is required and form must be completed at closing
  • No sanction listed countries allowed and will not lend in Osceola County
  • Cannot reside in the United States
  • Must have an eligible Visa: B-1, B-2, H-2, H-3, I, J-1, J-2, O-2, P1, P2
  • No gift funds allowed

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

Get Your FREE Foreign National Loan Quote Now!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I Want My FREE Foreign National Loan Quote