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Terms of Service

Please Read

By accessing and using this website, you agree to comply with and be bound by these Terms of Use. Please read these terms carefully before using the site. If you do not agree to these terms, you should not use this website.

Content

The information and materials provided on this website, including but not limited to text, graphics, logos, and images, are the property of Coastal Pacific Lending, Inc. ("CPL") and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content on this site without express written permission from CPL.

Accessing the Website

Access to this website is permitted on a temporary basis, and we reserve the right to withdraw or amend the services we provide on this website without notice. We are not liable if, for any reason, the website is unavailable at any time or for any period.

SMS Consent

By providing your mobile number and agreeing to receive SMS communications, you consent to receive text messages from CPL for purposes including loan updates, promotions, and customer service. Message and data rates may apply. You can opt-out of receiving these messages at any time by following the instructions provided in the message.

Your Information

We collect and use your personal information in accordance with our Privacy Policy. By using this website, you consent to such processing and you warrant that all data provided by you is accurate. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer.

Consent to Employment Verification

By submitting your application, you authorize CPL to verify your employment details as part of the loan approval process. This verification may involve contacting your employer to confirm your job status, income, and employment history.

Consent to Communicate with Real Estate Agent

You agree that CPL may communicate with your real estate agent to discuss your loan application, approval status, and any related matters. This communication is intended to facilitate the loan process and ensure a smooth transaction for your property purchase.

Limitations of Liability

CPL is not liable for any damages arising out of or in connection with your use of this website. This includes, without limitation, direct, indirect, incidental, consequential, or punitive damages, and any losses or expenses arising from your use of, or inability to use, the website or from any error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure.

Other Terms & Conditions

These Terms of Use are governed by the laws of the State of California without regard to its conflict of law provisions. Any legal action or proceeding arising under these terms shall be brought exclusively in the courts located in Orange County, California. CPL reserves the right to modify these Terms of Use at any time without notice. Your continued use of the website following any such modification constitutes your agreement to follow and be bound by the terms as modified.

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