Find out how much home you can afford!

Know exactly what you can afford before you start searching for a home.

Trusted Nationwide by Homeowners

Loans Funded

$870M+

Years Experience

20+ years

Satisfied Clients

10,000+

Ready to buy your first home or next home?

Mortgage home purchase loans without the hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a repeat buyer.

The home purchase loan process

Here’s how our home purchase loan process works:

Do I qualify?

Coastal Pacific Lending is fully licensed and regulated across multiple states to provide mortgage and lending services. Below is a comprehensive list of our state-specific licenses and regulatory details, ensuring compliance and transparency in all of our operations.

Your home loan could be fully funded 30 days from now

Fixed rates

The rate and duration of your loan don’t change for the live of your loan.

Adjustable rate mortgages

Your rate could change based on market conditions but your starting rate may be lower than a fixed option.

Conforming Loans

Loans up to $726,550 in the 48 continental states.

Jumbo & Super Jumbo Loans

Loan amounts depend on your state and county but these loans typically have slightly higher rates due to loan risk.

FHA, VA, & USDA Loans

Endorsed by the federal government, these loans typically have lower rates but require different criteria.

Terms from 5 to 30 Years

Select your loan term based on your financial goals.

Get your pre-approval letter now!

Secure your pre-approval letter in minutes. Start shopping for your dream home with confidence and a clear budget today!

Get Your Mortgage Quote in 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances and other factors. Get your FREE customized rate comparison below:

Coastal Pacific Lending, Inc. offering personalized mortgage solutions, fast customized quotes, competitive rates & service with integrity.

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Licensed In: AZ, CA, CO, FL, GA, ID, TN, TX, VA, & WA