Want to lower your rate and payment?

Receive a quote on a home refinance that may help you save money.

Trusted Nationwide by Homeowners

Loans Funded

$870M+

Years Experience

20+ years

Satisfied Clients

10,000+

Ready to refinance?

Home refinance loans without the hassle!

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.

We’re here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you.

The home refinance process

Here’s how our home refinance process works:

Why refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

Your home loan could be fully funded 30 days from now

Fixed rates

The rate and duration of your loan don’t change for the live of your loan.

Adjustable rate mortgages

Your rate could change based on market conditions but your starting rate may be lower than a fixed option.

Conforming Loans

Loans up to $726,550 in the 48 continental states.

Jumbo & Super Jumbo Loans

Loan amounts depend on your state and county but these loans typically have slightly higher rates due to loan risk.

FHA, VA, & USDA Loans

Endorsed by the federal government, these loans typically have lower rates but require different criteria.

Terms from 5 to 30 Years

Select your loan term based on your financial goals.

Get Your Mortgage Quote in 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances and other factors. Get your FREE customized rate comparison below:

Coastal Pacific Lending, Inc. offering personalized mortgage solutions, fast customized quotes, competitive rates & service with integrity.

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