Find Out How Much Home You Can Afford!
Ready To Buy Your First Home Or Next Home?
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a repeat buyer.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.
Your Home Loan Could Be Fully Funded 30 Days From Now
Fixed Rates
The rate and duration of your loan don’t change for the live of your loan.
Adjustable Rate Mortgages (ARM)
Your rate could change based on market conditions but your starting rate may be lower than a fixed option.
Conforming Loans
Loans up to $726,200 in the 48 continental states.
Jumbo & Super Jumbo Loans
Loan amounts depend on your state and county but these loans typically have slightly higher rates due to loan risk.
FHA, VA, & USDA Loans
Endorsed by the federal government, these loans typically have lower rates but require different criteria.
Terms from 5 to 30 Years
Select your loan term based on your financial goals.
Get Your Pre-Approval Letter Now!
- Fixed-Rate Mortgage
- Adjustable-Rates Mortgage (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA & USDA Loans
- Terms from 5 to 30 Years
