15-Year Fixed Rate Mortgage on the Cheap!
The Lowdown on 15-Year Fixed Rate Mortgage...
Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The 15-Year Fixed Rate Mortgage Loan Process
Here’s how our home loan process works:
- Complete our simple 15-Year Fixed Rate Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Your Home Loan Could Be Fully Funded 30 Days From Now
Fixed Rates
The rate and duration of your loan don’t change for the live of your loan.
Adjustable Rate Mortgages (ARM)
Your rate could change based on market conditions but your starting rate may be lower than a fixed option.
Conforming Loans
Loans up to $726,200 in the 48 continental states.
Jumbo & Super Jumbo Loans
Loan amounts depend on your state and county but these loans typically have slightly higher rates due to loan risk.
FHA, VA, & USDA Loans
Endorsed by the federal government, these loans typically have lower rates but require different criteria.
Terms from 5 to 30 Years
Select your loan term based on your financial goals.
See What You Can Save!
Mortgage rates change daily! Your rate will vary based on your location, finances and other factors. Get your FREE customized rate comparison below:
