30-Year Fixed Rate Mortgage on the Cheap!
The Lowdown on 30-Year Fixed Rate Mortgage...
Our 30-Year Fixed Rates Are Low & Our Process is Quick & Painless
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The 30-Year Fixed Rate Mortgage Loan Process
Here’s how our home loan process works:
- Complete our simple 30-Year Fixed Rate Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Your Home Loan Could Be Fully Funded 30 Days From Now
Fixed Rates
The rate and duration of your loan don’t change for the live of your loan.
Adjustable Rate Mortgages (ARM)
Your rate could change based on market conditions but your starting rate may be lower than a fixed option.
Conforming Loans
Loans up to $726,200 in the 48 continental states.
Jumbo & Super Jumbo Loans
Loan amounts depend on your state and county but these loans typically have slightly higher rates due to loan risk.
FHA, VA, & USDA Loans
Endorsed by the federal government, these loans typically have lower rates but require different criteria.
Terms from 5 to 30 Years
Select your loan term based on your financial goals.
See What You Can Save!
Mortgage rates change every day, and your rate will vary based on your location, finances and other factors. Get your FREE customized rate comparison below:
