Adjustable Rate Mortgage on the Cheap!
The Lowdown on Adjustable Rate Mortgages...
Our Adjustable Rates Are Low & Our Process is Quick & Painless
An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change
periodically. The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.
We’re here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Adjustable Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The Adjustable Rate Mortgage Loan Process
Here’s how our home loan process works:
- Complete our simple Adjustable Rate Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.
Your Home Loan Could Be Fully Funded 30 Days From Now
Fixed Rates
The rate and duration of your loan don’t change for the live of your loan.
Adjustable Rate Mortgages (ARM)
Your rate could change based on market conditions but your starting rate may be lower than a fixed option.
Conforming Loans
Loans up to $726,200 in the 48 continental states.
Jumbo & Super Jumbo Loans
Loan amounts depend on your state and county but these loans typically have slightly higher rates due to loan risk.
FHA, VA, & USDA Loans
Endorsed by the federal government, these loans typically have lower rates but require different criteria.
Terms from 5 to 30 Years
Select your loan term based on your financial goals.
Get your FREE ARM Quote in 5 Minutes!
Mortgage rates change every day, and your rate will vary based on your location, finances and other factors. Get your FREE customized rate comparison below: