FLEXIBLE QUALIFYING FOR NON-TRADITIONAL BORROWERS
What these no-doc programs mean
Our Rates Are Competitive & Our Process is Quick & Easy
For many homebuyers, traditional income or credit documentation requirements can be a significant challenge in qualifying for a mortgage. We believe borrowers deserve the opportunity to qualify using alternative methods. This loan program offers homebuyers flexible options such as asset depletion and/or bank statement documentation. This program is ideal for self-employed borrowers who do not meet traditional documentation requirements but can qualify using flexible alternatives.
Do I Qualify?
Flexible Qualification Methods
- 12 or 24 month bank statement
- 1099 only
- Asset qualifier
- DSCR
- P&L Only
- Stated Income
Your Home Loan Could Be Fully Funded 30 Days From Now
Fixed Rates
The rate and duration of your loan don’t change for the live of your loan.
Adjustable Rate Mortgages (ARM)
Your rate could change based on market conditions but your starting rate may be lower than a fixed option.
Conforming Loans
Loans up to $726,200 in the 48 continental states.
Jumbo & Super Jumbo Loans
Loan amounts depend on your state and county but these loans typically have slightly higher rates due to loan risk.
FHA, VA, & USDA Loans
Endorsed by the federal government, these loans typically have lower rates but require different criteria.
Terms from 5 to 30 Years
Select your loan term based on your financial goals.
See What You Can Do!
Mortgage rates change every day, and your rate will vary based on your location, finances and other factors. Get your FREE customized rate comparison below:
